T minus Ten Days

Not much new to report actually, since we haven't been in the house for a while.

Just a small amount of drama involving ordering cabinet's from Lowe's, but that's all straightened out for now.

Here's a story about big banks:

When our mortgage app came through, we got a big envelope full of random documents to read & sign. They were confusing and included a rate half a point higher than what we had locked in. So I call our loan guy and get his assistant:

Me: Hey I just receveived this packet and the interest rate is higher than what you quoted before.
Assistant: Is it from Charlotte?
Me: Why yes it is.
Assistant: Throw it out. Toss it in the garbage. It's no good.
Me: Really?
Assistant: Yeah that's something that is automatically generated and it's never right.
Me: Oh. Okay. Thanks.

So yesterday we got another package of important documents that said we needed to sign this paper to verify our loan and get it back to them by tomorrow. Well that might not sound too bad but they also wanted all the things we already sent, as well as W-2s for the past two years (non-existant for marina), cancelled checks for the past 12 months (non-existant for troy -- and is now no longer something banks are required to return) some sort of flood disclosure from chicago (???) and some document verifying prior student status. What the heck??

Thankfully, we were instructed to throw this out as well.

Today we also picked up the rather sizeable collection of papers that instruct us what we may and may not do because we have the privelege of living in a complex planned community!